2014 Dinner/Auction Items Sneak Peak

Click the following link for a sneak peak at the 2014 Dinner Auction Items. 2014 Auction Donations Sneak Peak


2015-2016 Business Directory – Review your listing

Review your Listing By Service

Accounting Services – Automotive, Parts

Automotive, Repair – Coffeehouses

Computer, Development – Credit Unions

Dance Studios – Frozen Custard

Funeral Homes – Home Inspection Services

Human Resources – Martial Arts

Massage Therapy – Pawn Brokers

Personnel Services – Restoration

Retail Stores – Solar Energy

Specialty Food – Wireless Services

 

Review your Listing By Alphabetical Order

40 South News – Cheryl’s Herbs

Citizens Nat Bank – Focal Point

Freeman Mktg – LaCosecha

Landmark Builders – Mr. Wizards

MRH School Dist – Schlafly Corp

School of Metaphysics – Wells Fargo Advisors


Financial Focus-Online Security and Fraud Prevention

Provided by  Jennifer Ridgeway, Edward Jones

Security breaches seem to be big news these days – but smart consumers can fight back. You’ll want to be savvy when you surf the net. Following are a few tips for online safety:

  • Know who you’re dealing with. If you receive an offer that looks too good to be true, it probably is. Don’t click on pop-up ads or links in unsolicited emails. If you’re suspicious about the origins of an online ad, a website or an email, contact the company directly.
  • Stick with encrypted websites. Although no site is foolproof, a lock icon on the status bar or a web address beginning with https:// indicates a secure site. Some websites use encryption only on the sign-in page. Check to be sure the entire site is encrypted before you provide personal information.
  •  Create strong passwords – and then protect them. Keep in mind that longer passwords are more difficult to guess. Consider mixing letters, numbers and special characters – but make it easy to remember so that you don’t have to write it down. Don’t use an obvious password, such as your birth date, your mother’s maiden name or the last four digits of your Social Security number. And never use the same password for all your accounts. If a thief steals it, he has access to every account using this password.
  • Keep an eye on your accounts. Check your bank and other statements as soon as they arrive – or more frequently if you have access to your accounts online. With our Online Account Access service, you can check your Edward Jones accounts whenever and wherever you like.

For more helpful tips on fraud prevention, visit www.edwardjones.com/fraud or contact Jennifer Ridgeway, Financial Advisor, (314) 352-1253.


Financial Focus- What Vacations Can Tell Us About Investing.

Tips shared with us by Chamber Member, Jennifer Ridgeway of Edward Jones.

Summer is almost here — which means it’s officially vacation season. You may be looking forward to “getting away from it all,” but, as you know, vacations actually require a fair amount of planning. And it might surprise you to learn that some of the efforts required for successful vacations can impart some valuable lessons in other areas of your life — such as investing.

Here are some vacation-related moves that you may want to transfer to the investment and financial arenas:

Secure your home. If you’re going on vacation for a week or so, you may need to take some steps to safeguard your home: stopping your mail and newspaper, putting on a timer to turn on lights, alerting your neighbors that you’ll be out of town, and so on.  But while it’s important to secure your home today, you will also want to help ensure it will be there for your family in the future, should anything happen to you. That’s why you’ll want to maintain adequate life and disability insurance.

Know your route. If you are driving to your vacation destination, you will want to plan your route beforehand, so that you can avoid time-consuming delays and detours. And to reach your financial goals, such as a comfortable retirement, you will also want to chart your course — by creating an investment strategy that is designed to help you work towards those goals based on your specific risk tolerance, investment preferences and time horizon.

Keep enough gas in the tank. As you set out on a road trip, you need a full tank of gas in your car, and you’ll have to keep refueling along the way. And to “go the distance” in pursuing your financial goals, you will need to have sufficient “fuel” in the form of investments with reasonable growth potential. Without a reasonable amount of growth-oriented vehicles in your portfolio, you could lose ground to inflation and potentially fall short of your objectives — so, over time, you may need to “refuel” by reviewing your portfolio and rebalancing if necessary.

Protect yourself from getting burned.  If your vacation plans include a stay at the beach, you’ll need to protect yourself and your family from the hot sun — so make sure you’re all using sunscreen.  When you invest, you can also get “burned” if you are not careful — especially if you are inclined to chase after “hot” investments. By the time you hear about these so-called sizzlers, they may already be cooling off, and, even more importantly, they just might not be appropriate for your goals and risk tolerance. Instead of becoming a “heat-seeking” investor, focus your efforts on building a diversified array of quality investments appropriate for your needs. If you only own one type of financial asset, and a downturn hits that asset class, your portfolio could take a big hit. But by diversifying your holdings, you can help reduce the effects of volatility. Keep in mind, though, that diversification, by itself, can’t guarantee profits or protect against loss.

As we’ve seen, some of the same principles that apply to creating a vacation may also be applicable to your investing habits. So, put these principles to work to enjoy a pleasant vacation — and a potentially rewarding investment experience.


Seeking Nominations for 2014 Annual Awards

The Maplewood Chamber of Commerce is seeking nominations for our annual award including the Business Person of the Year and Citizen of the Year. While there is no shortage of individuals in deserving recognition, the Chamber has received few nominations in recent years. Please help us recognize and thank individuals who make a difference in our community by nominating them for one of our annual awards.  Winners will be recognized at the 28th Annual Dinner Auction on Friday, October 10th.

Details about the award, including nomination form, are included in the links below. Nomination forms must be accompanied by a letter of support for the nominees merit in receiving the award. All nominations must be received by Friday, September 5th.

2014 Business Person of the Year Award

2014 Citizen of the Year Nomination Form

List of Past Award Recipients

Contact the Chamber office at 314.781.8588 with questions about making a nomination.

 


Chamber Member in the Spotlight – Meet John Gnau

John Gnau, Owner of Unique Heating and Cooling

Name:
John Gnau

Title:
Owner

Education/Affiliations (High School, College, degrees, Trade, Professional affiliations):
HVAC, ACCA, Maplewood Chamber, and BBB.

Family:
Spouse Michele, Son Kyle, both work for the company.  Michele is also an RN and works part time. Kyle is our Comfort Specialist.

Something about yourself people don’t know:
My Harley is my bike therapy.  We went to Sturgis last year with friends and we are planning to go again this year.

Coolest thing to ever happen to you:
My wife and my son

Hobbies/Interests:
Riding my motorcycle, watching NASCAR, and relaxing with friends

Motto:
Never put off tomorrow what you can do today.

3 Words to Describe You:
Honest, Friendly and Loyal

Favorite Maplewood Business (other than your own):
Schlafly

Unique Heating and Cooling can be reached at 314.647.0604 or find them online at uniqueheatingcooling.com


Chamber Member In the Spotlight – Meet Karen Scheidt

Karen Scheidt

Karen Scheidt – City of Maplewood

Name:
Karen Scheidt

Title:
Acting City Clerk, City of Maplewood

High School/Other Work Experience:
Scarborough High School, Houston, TX.  Right out of high school, I was hired as a secretary for the accounting division at Shell Oil Company in Houston, TX.

Family:
One brother, Delvin and his wife Rita, nephew, Jeremy, 28, niece, Claire, 25, all residing in Houston, TX.

Something about you people don’t know:
I worked as the administrative assistant for nine years when the Maplewood Community Betterment Foundation (MCBF) was first formed over 30 years ago!

Hobbies/Interests:
Gardening, jigsaw puzzles and reading

Motto:
When prayers go up, blessings come down

3 Words to Describe You:
Loyal, considerate and conscientious

Favorite Maplewood Business (other than your own):
I love all of our Maplewood businesses and it’s really been a pleasure helping each business owner with the city’s licensing/application process.


2015-2016 Business Directory Information

The design and production of the 2015-2016 Maplewood Business Directory is underway! Every Maplewood business is included in the directory, which is widely distributed to every home and business, and regularly requested by people throughout the St. Louis region and beyond. The Chamber distributes more than 7,000 directories over a two year period-all for FREE.

Members of the Chamber automatically receive premier visibility, a full business listing including website, and exclusive name placement in the directory. In addition, we have advertising opportunities for businesses who wish to reinforce their presence and increase their visibility in the directory.

To ensure your FREE listing is accurate in the directory, please review the information that was mailed to you earlier this month. Use the form to either confirm your listing and/or to correct or update information. This form can also be used to purchase advertising. If you didn’t receive a form and wish to confirm the accuracy of your listing or purchase advertising, simply fill out listing confirmation and advertising form available on our website.

All forms are due back to the Chamber office by August 15, 2014. If we do not receive a response, we will use the information as listed in the directory. Please feel free to contact the Chamber office at 314.781.8588.314.781.8588 or info@maplewood-chamber.com with any questions.

Click Here For Business Directory Form

Click Here To View Available Categories


Financial Focus-Help Older Parents Avoid Financial Scams

Tips shared with us by Chamber Member, Jennifer Ridgeway of Edward Jones.

Here’s a disturbing statistic: One out of every five Americans over the age of 65 has been victimized by a financial scheme, according to the Investor Protection Trust, a nonprofit organization devoted to investor education. If your parents are in this age group, should you be concerned? And can you help them avoid being “scammed” so that they maintain control over their finances?

 The answer to the first question is “yes” — you should be concerned. Of course, as the numbers above show, most aging Americans are not being swindled, which suggests they can take care of themselves quite well. Still, it’s no secret that many fraud schemes target seniors because of their concentrated wealth and in many cases, trusting nature.  And as much as you’d like to think otherwise, your parents could be susceptible to rip-off artists.

 Fortunately, in regard to the second question above, you can indeed take steps to help prevent your parents from being fleeced. Here are a few suggestions:

  • Observe their behavior. If you live close to your parents, listen closely to any new friends, investment deals or sweepstakes they mention during your normal interactions.. If you’re in a different city, try to stay abreast of your parents’ behavior by communicating with them frequently and by checking in with other family members or friends who have occasion to see your parents.
  • Urge them to watch out for suspicious e-mails. You’ve probably seen them — the e-mails offering to “reward” you with huge amounts of money if you will only contact such-and-such from a distant country and then put up a “small” sum to initiate some ill-defined transaction. You probably “spam” these without a moment’s thought — and you should urge your parents to do the same. Remind them that any offer that sounds “too good to be true” is, without question, neither “good” nor “true.”
  • Encourage them to further their financial education. Law enforcement agencies, health care professionals and reputable financial services providers all offer personal financial management programs designed specifically for seniors. Look for these types of programs in your area, encourage your parents to attend — and even consider going with them.
  • Become familiar with their financial situation. Having a serious discussion with your parents about their finances may not be easy — but it’s important. The more you know about their investments, retirement accounts and estate plans, the better prepared you’ll be to respond helpfully if they mention an action they’re considering taking that, to you, just doesn’t sound appropriate.
  • Suggest professional help.  If your parents are already working with a qualified financial professional, they’re probably less likely to be victimized by fraud than if they were managing their finances on their own. And it’s a good idea for you to know their financial advisor, and for him or her to know you, as you may well be involved in your parents’ legacy planning. But if your parents don’t already have a financial advisor, you may want to recommend one to them, particularly if it’s someone you already know and trust.It’s entirely possible that your parents won’t need any assistance in avoiding financial scams. But, just in case, be prepared to act on the above suggestions. Your intervention could help preserve your parent’s financial independence.

If you or anyone you know would benefit from a consultation or have any questions, feel free to contact Jennifer Ridgeway, Edward Jones - Financial Advisor: (314) 352-8484 | jennifer.ridgeway@edwardjones.com


Chamber Member In the Spotlight-Meet Anita von Ballmoos

Anita   

 

 

 

 

 

 

Name:
Anita von Ballmoos

Company:
Vom Fass St. Louis

Title:
Owner

High School/College:
AKAD Professional School in Zurich, Switzerland

Family:
Husband, Joachim, and two cats, Lenny and Casper

Something about yourself people don’t know:
I can play every David Hasselhoff song on the trombone. Though that’s not really something to be proud of.

Coolest thing to ever happen to you:
In 2013, I was named VOM FASS Ambassador of the Year and VOM FASS was named Maplewood Business of the Year.

Hobbies/Interests:
I like cycling, hiking, gardening and being outdoors.

Motto:
Always go through life with a smile on your face

3 Words to Describe You:
Funny, motivated, and impatient

Favorite Maplewood Business (other than your own):
All of them. And I love the burgers at Crow’s Nest!